Terms & Conditions

1. Introduction
Welcome to Nestera. These Terms & Conditions govern the use of our website and financial consulting services. By accessing our website or engaging with our services, you agree to comply with these terms.

If you do not agree with any part of these Terms & Conditions, please discontinue the use of our services.

2. Scope of Services
Nestera provides financial consulting, business advisory, and retirement planning services. Our goal is to assist individuals and businesses in making informed financial decisions.

Our Services Include:
✔ Business Consulting – Developing structured financial strategies for business growth.
✔ Financial Planning – Creating personalized financial plans for stability and security.
✔ Retirement Consulting – Providing structured financial guidance for long-term planning.

Nestera does not provide legal, banking, or investment management services.

3. User Responsibilities
By using our services, you agree to:

Provide accurate and truthful information when submitting inquiries or consultations.
Use our website and services for lawful purposes only.
Not engage in any activity that may disrupt, damage, or compromise our website or services.
Any misuse of our services may result in service termination without prior notice.

4. Payment & Fees
All payments must be made in full before a financial consultation or service is provided.
Fees for services are listed on our website or provided upon request.
No refunds will be issued once a consultation has been conducted, except under circumstances outlined in our Return & Refund Policy.
5. Limitation of Liability
Nestera provides financial advisory services for informational purposes only. We do not guarantee specific financial outcomes.

Clients are responsible for their financial decisions based on our advice.
Nestera is not liable for financial losses, business decisions, or any indirect damages resulting from our guidance.
We recommend that clients seek additional legal or tax advice before making major financial decisions.
6. Intellectual Property
All content on www.nestera.co.za, including text, graphics, service descriptions, and branding, is the intellectual property of Nestera.

You may not:
❌ Copy, modify, or distribute our content without written permission.
❌ Use our trademarks or branding without authorization.

Unauthorized use of our intellectual property may result in legal action.

7. Privacy & Data Protection
Nestera values your privacy and collects user data in accordance with our Privacy Policy.

We do not share personal information with third parties for marketing purposes.
We implement security measures to protect client data.
By using our website, you agree to our Cookie Policy, which explains how cookies are used.
8. Amendments to Terms & Conditions
Nestera reserves the right to update these Terms & Conditions when necessary. Any changes will be posted on this page with the latest revision date.

9. Governing Law
These terms are governed by the laws of South Africa. Any disputes arising from these terms will be handled in accordance with South African legal jurisdiction.

10. Contact Us
For questions about these Terms & Conditions, please contact us:

📍 Office Address: Shop 10, Plaza Gardens, Lilian Rd, Fordsburg, Johannesburg, 2033, South Africa
📞 Phone: +27 11 836 1337
📧 Email: [email protected]

🔹 Contact Us – Your trusted partner in financial consulting.

© Copyright 2025 Nestera - All Rights Reserved